Max monthly out-of-pocket ($)

Down payment ($)

HOA ($/mo)

HO-6 insurance ($/mo)

Interest rate (%/yr)

Loan term (years)

SF property tax rate (%/yr)

Default is FY 2025–26 SF secured rate.

PMI rate (%/yr, optional)

Use 0 if no PMI.

Calculate

Disclaimer: For illustrative estimates only; not a commitment to lend or a loan offer. Actual taxes, HOA, insurance, PMI, rates, and payments vary by property and borrower. :contentReference[oaicite:3]{index=3}